Need an appraisal for an FHA-backed mortgage? Call Johnson Appraisal Co.

Johnson Appraisal Co. is AZ state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured loan, be sure to call Johnson Appraisal Co., as we are approved and certified to produce FHA appraisal reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

Be sure to contact Johnson Appraisal Co. if you need an appraisal done for an FHA-secured loan.

An FHA loan is underwritten by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). The lending company provides all the loaned money; the FHA simply backs the transaction with mortgage insurance in case the borrower defaults on his or her loan. Applicable to all buyers, FHA loan programs are designed to help credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Those with lesser income or less starting capital to put down on a mortgage benefit the most from FHA loan programs.